Innovision

Study of Melon and Industrial Jam in Panama Oeste. Year 2024.

2025-09-11T15:37:29+00:00

In 2024, a survey was carried out in the province of Panama Oeste to evaluate the opinions and preferences of consumers regarding melon jam. The main objective of the study was to understand the acceptance of the product in the local market, identify consumption patterns and explore its commercial potential. The survey covered different districts of the province and considered a representative sample of the population, taking into account factors such as age, gender and socioeconomic level. The results showed a favorable response towards the idea of melon jam. A high percentage of those surveyed expressed interest in trying this product, highlighting the use of natural ingredients and the promotion of local products as desirable attributes. In addition, the value for money was identified as a determining factor for the purchase. This study not only revealed the potential of melon jam as an innovative alternative in the local market, but also highlighted the importance of effective promotion strategies to educate the consumer and position the product. The findings will serve as the basis for future business initiatives in Panama Oeste, aimed at developing sustainable products that take advantage of the region's agricultural resources.

This project reinforces the connection between local production and the diversification of the food supply.

Investment analysis of Metrobank in Panama securities and deposits year

2025-09-11T17:38:06+00:00

The analysis of Metrobank S.A.'s securities and deposits investments in Panama would involve evaluating the profitability and risk associated with the different investment options offered by the bank. This may include reviewing the interest rates offered on deposits, bonds, or other financial instruments, as well as evaluating the financial strength and reputation of Metrobank S.A. as a financial institution. Investors interested in this institution should consider factors such as the bank's investment policy, its risk management strategies, and its performance history. A thorough analysis would allow investors to make informed decisions about how to allocate their resources to get the maximum return with the minimum risk. a comprehensive analysis of Metrobank S.A.'s securities and deposit investments in Panama would involve evaluating both the financial aspects and the qualitative factors that may impact the profitability and risk of the investments. It is important for investors to conduct detailed research and consult with professional financial advisors before making investment decisions. Over the years, Metrobank has faced several challenges in an increasingly competitive and ever-evolving banking environment. Metrobank Panama is in the process of evaluating and developing innovative solutions that will allow it to improve its value proposition, strengthen its presence in the market and continue to be a benchmark in the Panamanian banking sector.

Study of cucumber and cucumber soap in Western Panama. Year 2024:1 2024:12

2025-09-11T17:41:49+00:00

In this article we will talk about the study of cucumber and our cucumber soap in the province of Panama Oeste, we can say that this is an agro-industrial product and is originally from India. Cucumber is low in calories and rich in water and contains vitamins such as vitamin K and C and minerals such as potassium. Cucumber soap is a natural cosmetic product that has gained popularity in recent years due to its moisturizing and skin-soothing properties. Research in this area seeks to determine the effectiveness of cucumber ingredients in skin care, as well as the additional benefits that this type of soap can offer compared to other commercial products. Cucumber is important in both the diet and agriculture for several reasons: making it a healthy option to stay hydrated and satiated, essential for the health of the human body, health benefits its high-water content helps hydration and proper functioning of the digestive system. In addition, it contains antioxidants that can help combat cell damage, cultivation and economics it is a profitable crop and relatively easy to grow in different climates, making it a valuable resource for agriculture and the local economy. Thanks to this information we decided to create cucumber soap, which is a personal care product that is characterized by its freshness and gentle properties for the skin.

Research analysis of the investment of securities and deposits of Banco Prival S.A, Panama Year 2023:01-2023-12

2025-09-11T17:49:33+00:00

Banco Prival was founded in 1993 in Panama City, Panama. Since its establishment, it has stood out in the banking sector for offering personalized financial services and solutions adapted to the needs of its customers.

1 Estudiante de Microeconomía, Lic. en Finanzas y Banca, Facultad de Economía

Its initial focus was on building strong relationships with individual and corporate clients, offering a wide range of products including savings accounts, loans, credit cards, corporate banking services, and wealth management. Over the years, Banco Prival has maintained a reputation for integrity and commitment to excellence in customer service. In addition, Prival has demonstrated a strong commitment to corporate social responsibility, actively participating in initiatives that benefit the communities where it operates. With more than two decades of experience, Banco Prival continues to be a preferred choice for those who value trust, quality, and personalized attention in their banking relationships in Panama and beyond. Prival distinguishes itself by its focus on customer service and the customization of its financial solutions. This strategic combination has allowed Banco Prival to remain competitive and adapt effectively to changes in the economic and regulatory environment. The bank has adopted advanced technologies to improve the customer experience and streamline its internal operations.

Study on the production of bean meal in the province of Panama Oeste. Year 2024

2025-09-11T17:52:44+00:00

This article deals with the creation of an innovative product such as bean flour in the province of Panama Oeste, in a survey carried out on the use of bean flour, several key points were identified the respondents mainly highlighted its nutritional value and its potential as a substitute for more conventional flours. such as wheat.

[1] Estudiante de Microeconomía, Lic. en Finanzas y Banca, Facultad de Economía

A significant percentage expressed interest in incorporating it into products such as breads, cookies, and cakes. The survey seeks to explore the perception, acceptance and uses of this flour, which is obtained from ground dry bean grains, and which stands out for its high content of proteins, fiber and essential nutrients. The results of the survey show that, although it is not yet as popular as other flours, there is growing interest among consumers and producers for its health benefits, such as support for vegetarian and gluten-free diets. However, some participants mentioned that the taste of bean flour can be a challenge for those who are not used to it, such as the need for education about its benefits and adaptation in the preparation of products. Despite this, most considered that, with the right mixing and preparation process, this flour has great potential in the food industry. The objective of bean flour in Panama Oeste is to promote the consumption of local and healthy products, improve the nutrition of the population and support farmers in the region.

Study of the National Development Bank of Brazil (BNDES) and the sustainable development of its regions, Year: 2020-2023

2025-09-11T17:56:58+00:00

Brazil's National Bank for Economic and Social Development (BNDES), founded in 1952, is a key financial institution in promoting the country's economic, social, and political development. Its mission is to cover the financing of projects in sectors such as infrastructure, industry, commerce and services, contributing to economic expansion, the reduction of regional inequalities and the promotion of the sustainability of the various regions and cities that compose it. Between 2020 and 2023, BNDES played a crucial role in Brazilian economic management, helping to mitigate the effects of the COVID-19 pandemic and promoting economic reactivation.

In this bank, globalization stands out, which has played a central role in the Brazilian economy, generating opportunities and challenges. Economic openness has provided access to new sources of financing, fostered foreign direct investment (FDI), and improved the competitiveness of key sectors such as agribusiness, mining, and infrastructure. In addition, it has promoted technology transfer and the digitalization of production, boosting innovation. However, it has also exposed local companies to more intense international competition, requiring rapid adaptations to global dynamics to maintain their relevance. BNDES has been a key player in Brazil's economic development by addressing both domestic needs and the demands of the globalized environment, consolidating itself as an engine for growth and sustainability.

Impact of World Bank Disbursements on GDP Growth in 22 American Countries during 2019-2023

2025-09-11T18:02:57+00:00

This article analyzes the impact of World Bank financial disbursements on the Gross Domestic Product (GDP) of 22 countries in the Americas during the 2019-2023 period. Through a quantitative and comparative analysis, it examines the effects of multilateral financing flows on economic development and macroeconomic stability in recipient economies, emphasizing their influence on key sectors such as infrastructure, innovation, and technology. The findings identify that these disbursements have been crucial in driving economic growth, particularly in emerging and developing economies, helping strengthen competitiveness and productivity in strategic areas. However, the study also reveals that the impact of these capital injections varies significantly depending on the structural characteristics of each country, such as resource absorption capacity, the level of economic governance, and transparency in project execution.

The article highlights that countries with stronger management and oversight systems for World Bank resources have successfully optimized the outcomes in terms of economic growth and social development. In contrast, those facing challenges related to corruption or administrative inefficiency have struggled to fully leverage the available financial resources. Additionally, it addresses structural gaps present in some countries, such as inequality in the distribution of investment benefits and the lack of alignment between national policies and World Bank objectives. These gaps limit the multiplier effect of the funds and delay the achievement of fiscal sustainability and inclusive development goals. This analysis provides a comprehensive view of the role of international financing in the economic growth of the Americas, aiming to optimize disbursements and maximize their impact on structural development.