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Savings and credit cooperatives arise under the premises of cooperativism and the aid to the development of urban sectors with the industrial and rural with the agricultural and livestock sectors, on the other hand, these entities empower economic development through the generation of employment and the strengthening of the Gross Domestic Product. The objective of this investigation is to analyze if the regulation of the Superintendence of Popular and Solidarity Economy empowers a continuous improvement of technical efficiency. The study will use indicators that award principles of operability and financing, by means of these, classify them into input and output variables based on their significance, which will be inserted in the Frontier Efficiency Analysis software. The analysis will include a Student's t-test and ANOVA for the distribution of data of the cooperatives. The results emphasize the correct management of liquidity as a circumstantial factor in operability. Those aspects that modify the environment can influence behavior in different organizations, but in this case, it has not had the significant impact required to affirm such approach. The statistical tools aligned to the indicators allow managing efficient recommendations to increase the control of the entity and mitigate the existing risks, the results determined that there is no significant difference between the regulations generated by the superintendencies.