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The objective of this research was to establish the effect on the development of micro and small textile companies in Metropolitan Lima that use Fintech as a source of financing for the execution of their activities. The research responded to a quantitative, basic, non-experimental correlational approach. The population consisted of micro and small textile companies belonging to the jurisdiction of Metropolitan Lima that use Fintech as a source of financing; therefore, the sample consisted of 40 micro and small companies. A survey applied to the managers of these organizations was used to collect the data, which were then analyzed using SPSS statistical software for descriptive and inferential feasibility. The Chi-square parameter was used to test the study hypotheses. It was evidenced that the chi-square value takes a high value far from zero (X2=54.5), which indicates that the null hypothesis should be rejected. In addition, with an asymptotic bilateral significance, it is evident that p= 0.000 ? 0.005, which indicates that there is a relevance at the level of influence or relationship between the variables under study. Finally, this analysis allows us to conclude that: Fintech as a source of financing allows the development of micro and small textile companies in Metropolitan Lima in the execution of their activities.