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Submitted January 27, 2023
Published 2023-01-27

Artículos académicos

Vol. 2 No. 3 (2023): Revista Contacto

Fintech companies as a source of financing for micro and small enterprises in the textile industry in Metropolitan Lima


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Citación:
DOI: ND

Published: 2023-01-27

How to Cite

Romero-Carazas, R., Quinta Solier, R., e La Cruz Vargas, A. D. D., & Rosillo Suárez, N. (2023). Fintech companies as a source of financing for micro and small enterprises in the textile industry in Metropolitan Lima. Revista Contacto, 2(3), 42–59. Retrieved from https://revistas.up.ac.pa/index.php/contacto/article/view/3571

Abstract

The objective of this research was to establish the effect on the development of micro and small textile companies in Metropolitan Lima that use Fintech as a source of financing for the execution of their activities. The research responded to a quantitative, basic, non-experimental correlational approach. The population consisted of micro and small textile companies belonging to the jurisdiction of Metropolitan Lima that use Fintech as a source of financing; therefore, the sample consisted of 40 micro and small companies. A survey applied to the managers of these organizations was used to collect the data, which were then analyzed using SPSS statistical software for descriptive and inferential feasibility. The Chi-square parameter was used to test the study hypotheses. It was evidenced that the chi-square value takes a high value far from zero (X2=54.5), which indicates that the null hypothesis should be rejected. In addition, with an asymptotic bilateral significance, it is evident that p= 0.000 ? 0.005, which indicates that there is a relevance at the level of influence or relationship between the variables under study. Finally, this analysis allows us to conclude that: Fintech as a source of financing allows the development of micro and small textile companies in Metropolitan Lima in the execution of their activities.

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