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The 120 at 65 program consists of the transfer of a monthly amount of money for Panamanians over 65 years of age or older who do not enjoy a retirement or pension. The objective of this article is to analyze the socioeconomic impact generated in the beneficiaries of the 120 to 65 program in the Republic of Panama. The study is based on descriptive, field research. The information was obtained with the application of the structured interview and participant observation. The population was made up of 140,762 beneficiaries taken from the data of the year 2019, data updated by MIDES, taking a stratified sample of 384 beneficiaries distributed in the twelve provinces of the Republic of Panama. Descriptive statistics and source triangulation were used for the analysis of the results.As the most significant result of this research is the fact that quantitatively in 42.7% almost never the transfer provided by the state is sufficient to cover the expenses of basic services such as water, electricity, gas, urban cleaning and internet, 27.6% indicated that never, 22.7 that sometimes and 7.0 almost always It is enough, in the qualitative triangulation showed that in many cases the beneficiaries do not invest the money of the transfer in their basic needs.
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