The origin of what we know today as BAC Credomatic dates back to 1952, the year in which Banco de América was founded in Managua, Nicaragua. This initial stage marked the beginning of a financial institution that, over time, would become a fundamental pillar of the regional banking sector in Central America. From its founding, the bank focused on offering high-quality financial services, seizing opportunities in a constantly growing market. The decision to establish itself in Nicaragua reflected an early strategy aimed at taking advantage of the region's economic potential. Over the years, Banco de América strengthened its market presence by providing loans, deposit management, and traditional banking services for both individuals and businesses. Thanks to its solidity and trustworthiness, the institution managed to build a loyal client base and a robust operational infrastructure, which proved essential for its subsequent expansion into other countries. The evolution of this entity was key to its transformation into what is now known as BAC Credomatic, a financial group with significant influence throughout Central America. Its entry into Panama represented a strategic move that allowed the bank to strengthen its presence in a highly competitive and dynamic financial market. Panama, with its privileged geographic location and solid international financial platform, became a central hub for the group’s operations, driving its growth and regional projection. The experience gained since its early days in Nicaragua, combined with expansion and consolidation in key markets like Panama, shaped the identity of BAC Credomatic as one of the most relevant and trustworthy financial institutions in the region. Today, the bank not only maintains its commitment to innovation and service excellence but also plays a crucial role in the economic and financial development of Panama and all of Central America.